Pursuant to the Credit Reporting Agencies Act 2010 [Act 710] (“Act”), I/We, hereby give consent to Carsome Group or any account, loan, credit, or transaction with Carsome Capital Sdn Bhd ("CCSB") to obtain and/or disclose any Credit Information (as defined in the Act) relating to me/us from the following entities:
●CCRIS
●CTOS Data Systems Sdn Bhd
●FIS Data Reference Sdn Bhd (FIS)
●Credit Bureau Malaysia Sdn Bhd
●Experian Information Services (Malaysia) Sdn Bhd
●Other registered Credit Reporting Agencies as defined in the Act (collectively referred to as "CRA")
●Any other relevant authorities authorized by law
This consent is provided for Carsome Group or any account, loan, credit, or transaction with Carsome Capital Sdn Bhd ("CCSB") to obtain and disclose such information through any means deemed appropriate, without further notice to me/us, for the following purposes (but not limited to):
●New application or opening of an account
●Credit/account evaluation, review, or monitoring
●Debt recovery purposes
●Scoring solutions
●Employment evaluation
●Legal documentation and/or actions related to contracts or facilities granted
This consent shall remain valid for a period of six (6) months from the date of eKYC verification, and shall continue to remain valid thereafter for as long as I/we maintain a registered account with Carsome Group or any account, loan, credit, or transaction with Carsome Capital Sdn Bhd ("CCSB"). In situations where CRA deems it necessary or appropriate for data processing purposes, including compliance with legal/regulatory requirements or to facilitate the continuation of services/products provided to me/us, CRA may transfer my/our Personal Data to other members of the CRA's subsidiary companies (if any) or third-party service or product providers, both within and outside of Malaysia, under conditions of confidentiality and in adherence to applicable local and foreign data protection laws.
Anti-Money Laudering (AMLA) Compliance Declaration
I/We hereby declare and confirm that:
1. The purpose of this application is lawful and not connected to any illegal activities, including those prohibited under the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA) [Act 613];
2. All payments and funds used or to be used for this transaction are from legitimate sources and not derived from any illegal or AMLA-related activities;
3. I/We am/are aware of the requirements under AMLA and agree to comply with all applicable laws and regulations;
4. I/We confirm that the source(s) of funds used in this transaction are legitimate and not in contravention of any provisions under AMLA.
Furthermore, I hereby confirm and willingly agree to allow Carsome Group or any account, loan, credit, or transaction with Carsome Capital Sdn Bhd ("CCSB") to use my Social Security Organization (“SOCSO”) information for the processing of my application requirements.
