{"id":38481,"date":"2024-10-23T16:41:38","date_gmt":"2024-10-23T08:41:38","guid":{"rendered":"https:\/\/www.carsome.my\/news\/?p=38481"},"modified":"2024-10-23T16:48:47","modified_gmt":"2024-10-23T08:48:47","slug":"buying-first-car-with-low-interest-rate","status":"publish","type":"post","link":"https:\/\/www.carsome.my\/news\/item\/buying-first-car-with-low-interest-rate","title":{"rendered":"Here\u2019s how you can qualify for CIMB\u2019s low interest rate of 2.89% p.a. for first car buyers."},"content":{"rendered":"\r\n<p><span style=\"font-weight: 400;\">Choosing your first car, especially in the used market is a sensible choice in this economy, especially with the ever-increasing cost of living.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">However, there are plenty of uncertainties when choosing from thousands of dealers in Malaysia. Some dealers may have shady methods of pricing their cars with hidden fees and defects which will make car ownership a hassle down the road.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">At CARSOME, you won\u2019t encounter any funny business with us! Furthermore, for a limited time only, CIMB offers low-financing rates from <\/span><b>15th September<\/b><span style=\"font-weight: 400;\"> to <\/span><b>15th December 2024<\/b><span style=\"font-weight: 400;\"> as low as 2.89% p.a.*\u00a0 and up to RM1,000 off for first-time car buyers!\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Explore CARSOME\u2019s wide selection of choices <\/span><a href=\"https:\/\/carso.me\/h6BnTI0Pa\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Read more: <\/span><a href=\"https:\/\/www.carsome.my\/news\/item\/cars-for-fresh-graduates\"><span style=\"font-weight: 400;\">Should Fresh Grads Get a Used Car As a Safer Bet?<\/span><\/a><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Before You Apply, Here\u2019s How To Qualify For CIMB\u2019s Low Financing Rates<\/span><\/h2>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"576\" class=\"wp-image-38521\" src=\"https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4-1024x576.jpg\" alt=\"CIMB first car buyer program.\" srcset=\"https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4-1024x576.jpg 1024w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4-300x169.jpg 300w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4-768x432.jpg 768w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4-1536x864.jpg 1536w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4-150x84.jpg 150w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4-696x392.jpg 696w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4-1068x601.jpg 1068w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/4.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n\r\n\r\n\r\n<ol>\r\n<li><span style=\"font-weight: 400;\">Student or fresh graduate that graduated within the last 12 months.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Age between 18 and 30 years old.<\/span><\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Read More: <\/span><a href=\"https:\/\/www.carsome.my\/news\/item\/car-loans-and-interest-rates-malaysia\"><span style=\"font-weight: 400;\">A Guide to Car Loans &amp; Interest Rates in Malaysia<\/span><\/a><\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Documents to prepare before applying:\u00a0<\/span><\/h3>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">A copy of your NRIC or passport;<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">A copy of your valid driving license;<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Latest 3 months&#8217; payslip;<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Latest 3 months&#8217; bank statement;<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Current employment letter, employer confirmation letter, or letter of offer;<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Student ID\/ Enrollment letter \/ Graduation Certificate (within 12 months).<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Read more: <\/span><a href=\"https:\/\/www.carsome.my\/news\/item\/10-credit-score-myths\"><span style=\"font-weight: 400;\">10 Common Credit Score Myths To Bust<\/span><\/a><\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Why Should You Buy From CARSOME?\u00a0<\/span><\/h2>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"576\" class=\"wp-image-38522\" src=\"https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5-1024x576.jpg\" alt=\"CIMB first car buyer program.\" srcset=\"https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5-1024x576.jpg 1024w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5-300x169.jpg 300w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5-768x432.jpg 768w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5-1536x864.jpg 1536w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5-150x84.jpg 150w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5-696x392.jpg 696w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5-1068x601.jpg 1068w, https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/10\/5.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">All CARSOME Certified cars have undergone a strict 175-point inspection to ensure they are free from major accidents and flood damage.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Every car has also gone through our CARSOME Certified Refurbishment Process at CARSOME Certified Lab to ensure safety beyond standards, complete comfort, and a refurbished aesthetic.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Additionally, each CARSOME Certified car comes with these promises for your peace of mind:<\/span><\/p>\r\n\r\n\r\n\r\n<ul>\r\n<li><span style=\"font-weight: 400;\">Quality cars guaranteed: Before we put our cars on sale, all vehicles are put through a 175-point inspection to ensure they are free of defects such as accidents, floods, and fire damage. Then, our cars are professionally refurbished to ensure they meet safety standards.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Five-day money-back guarantee: If you have purchased a CARSOME Certified car and are unsatisfied with it, we will give you a full refund within five (5) calendar days, no question asked.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">One-year warranty: All CARSOME Certified cars also have a one-year extended warranty for your peace of mind.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">If you\u2019re looking for a quality used car, now is a good time to grab one! We also take in your old cars too! <\/span><a href=\"https:\/\/carso.me\/xwJAZ1Utz\"><span style=\"font-weight: 400;\">Click here<\/span><\/a><span style=\"font-weight: 400;\"> to book an inspection appointment to sell your car and browse our wide selection of used vehicles!<\/span><\/p>\r\n\r\n\r\n\r\n<p><a href=\"https:\/\/www.carsome.my\/news\/wp-content\/uploads\/2024\/07\/CARSOME-GEMPAK-TnC-SEP-2024.pdf\"><span style=\"font-weight: 400;\">*Terms and Conditions apply.<\/span><\/a><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Choosing your first car, especially in the used market is a sensible choice in this economy, especially with the ever-increasing cost of living. However, there are plenty of uncertainties when choosing from thousands of dealers in Malaysia. Some dealers may have shady methods of pricing their cars with hidden fees and defects which will make [&hellip;]<\/p>\n","protected":false},"author":39,"featured_media":38519,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[53],"tags":[41,112,162,103,72],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buy your first car with CIMB\u2019s low interest rate at 2.89% p.a.!<\/title>\n<meta name=\"description\" content=\"Don\u2019t miss this chance to buy your first car with CIMB\u2019s low interest rates for a limited time only! Terms and conditions apply.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.carsome.my\/news\/item\/buying-first-car-with-low-interest-rate\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get your first car with CIMB for interest rates as low as 2.89% p.a and up to RM800 off!\" \/>\n<meta property=\"og:description\" content=\"Are you a university student or a fresh graduate looking to get a set of wheels? 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