{"id":16830,"date":"2020-02-04T14:28:53","date_gmt":"2020-02-04T06:28:53","guid":{"rendered":"https:\/\/www.carsome.my\/news\/?p=16830"},"modified":"2023-07-07T17:14:42","modified_gmt":"2023-07-07T09:14:42","slug":"are-you-a-new-car-owner-here-are-some-things-to-consider-when-buying-car-insurance","status":"publish","type":"post","link":"https:\/\/www.carsome.my\/news\/item\/are-you-a-new-car-owner-here-are-some-things-to-consider-when-buying-car-insurance","title":{"rendered":"Are You a New Car Owner? Here Are Some Things to Consider When Buying Car Insurance"},"content":{"rendered":"

\"\"<\/p>\n

If you recently purchased your first car, you will need car insurance to get a road tax. As a new car owner, it is helpful to know the options and types of coverage that comes with your insurance policy. Below are some tips on the things to consider when purchasing your car insurance.<\/p>\n

 <\/p>\n

Types of Coverage<\/strong><\/p>\n

\"\"<\/p>\n

There are three types of car insurance plans (in ascending order): Third-Party Cover, Third-Party Fire and Theft Cover, and Comprehensive Cover. It is recommended that you choose a Comprehensive Cover that provides complete protection including coverage for bodily injuries and in the event of death, damage to third parties\u2019 properties, accidental or fire damages to your car and even vehicle theft. Should you have an older vehicle, you can opt for a Third Party coverage and if you happen to own a vintage or classic car that you only drive on weekends, you can go for a Third Party, Fire and Theft policy.<\/p>\n

 <\/p>\n

Always choose Agreed Value<\/strong><\/p>\n

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It is common to have your car insurance premium to be determined by the estimated market value. However, in a partially de-tariffed environment, it could also be determined by age and location. When selecting the value of your vehicle, it is better to choose the Agreed Value. By doing so, it alleviates hassle to the policyholder during a claim as it ensures the vehicle\u2019s value isn\u2019t under or over-insured.<\/p>\n

 <\/p>\n

What are Special Perils?<\/strong><\/p>\n

\"\"<\/p>\n

These are known add-ons that cover situations like floods, landslides, storms and more. While it is common to assume that you don\u2019t live in a flood-prone area, sometimes it is better to be safe than sorry. It is good to survey the market and go for the better plans that sometimes provide special offers. You should also consider adding a windshield cover to your policy.<\/p>\n

 <\/p>\n

Added Services?<\/strong><\/p>\n

An excellent added service is the free-of-charge motor accident assistance that comes with the insurance purchase. The support may include first response units, towing assistance, vouchers, and even vehicle delivery.<\/p>\n

 <\/p>\n

Read below for more stories!<\/strong><\/p>\n

What is an Agreed vs Market Value in car insurance? Read here to find out<\/a><\/span>!<\/strong><\/p>\n

Before you sell your car, you will need a Puspakom B5 report<\/a><\/span>. Do you know what it is?<\/strong><\/p>\n

If you are looking for a premium 7-seater SUV in Malaysia, find out more about the latest Hyundai Santa Fe<\/a><\/span>.<\/strong><\/p>\n

 <\/p>\n

Looking to sell your car with a service that is professional, convenient and fast? Choose Carsome!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

If you recently purchased your first car, you will need car insurance to get a road tax. As a new car owner, it is helpful to know the options and types of coverage that comes with your insurance policy. Below are some tips on the things to consider when purchasing your car insurance.   Types […]<\/p>\n","protected":false},"author":3,"featured_media":16833,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55,117],"tags":[],"yoast_head":"\nAre You a New Car Owner? Here Are Some Things to Consider When Buying Car Insurance - Carsome Malaysia<\/title>\n<meta name=\"description\" content=\"If you recently purchased your first car, you will need car insurance to get a road tax. 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